Website terms and conditions.
These terms describe how consumers may use Reducing Debts and its debt-relief assessment and provider connection service.
Last updated June 16, 2026
By using this website, you agree that Reducing Debts provides an informational assessment and provider connection service. We are not a law firm, lender, credit-repair organization, or financial advisor.
You are responsible for evaluating any provider, agreement, cost, risk, tax consequence, and alternative before enrolling in a program.
Submitting an assessment does not create a professional advisory relationship, guarantee eligibility, or require you to enroll in any service. Provider availability, pricing, and requirements may vary by state and profile.
You agree not to misuse the website, submit false information, interfere with site operation, or attempt to access systems or data that are not intended for you.
We may update the site, routes, providers, tracking, and content at any time. Continued use means you accept the updated terms.